Just think: it’s July, inching closer and closer to triple digits, and your cooling system dies. It just dies. Gone. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. It’s finished.
So you call an HVAC company to come take a look and they validate what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, depending on the type of air conditioning system(s) you desire, the style of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend your summer soaking in sweat and taking cold showers? Or use all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has less than $5,000 they can get ahold of, it makes complete sense. So when life happens and things fail, and unexpected costs such as an air conditioner repair or replacement is needed, it is essential that we have affordable financing options available.
At D.A. Bennett Service Experts we have a variety of financing options for consumers looking to replace their heaters or air conditioners. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period lapses.
D.A. Bennett Service Experts also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the total value as quickly but can afford a lower cost every month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new HVAC system more affordable, while also obtaining an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at D.A. Bennett Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call D.A. Bennett Service Experts today for a free in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to work with you!